Most Americans underestimate their risk of suffering a disability and overestimate the resources they have available in such an eventuality. Disability insurance provides replacement income in the event that you can’t work due to a disabling illness or accident. Think of it as insurance for your paycheck. Simply put, if you have a job, you need disability insurance. Whether you are an employee or a business owner, you need disability insurance.
Let’s start with a quiz. Click this link to check your knowledge of disability insurance: Paycheck Pop Quiz
May is Disability Insurance Awareness Month, and we will bring you more information throughout the course of the next 31 days.
Do you know someone who has had to use his or her disability insurance? We would love to hear the story!