Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire. Whether your choice is a grill, bonfire or burn barrel, the primal pull of fire helps people bond as the summer heat begins to wane. Here are a few tips to help you safely…
What type of insurance policy will you need as a senior citizen after the mortgage is paid off, bills are minimal and your life insurance policy remained with your employer after you retired? Would you need a term life insurance product, or would it be more prudent to get a whole life policy to cover…
Purchasing life insurance for children has many advantages, and is important in protecting their insurability at a young age. Children’s life insurance is a guarantee of insurability for the child’s ability to purchase life insurance in the future. Key factors to consider are children’s health, hobbies and habits. Protecting against the unforeseen childhood diseases that…
Do your business operations include employees who drive? If so, their daily job includes sharing the road with other drivers; many of whom are pairing driving with another activity such as texting, eating and drinking, or adjusting the stereo, entertainment or navigation system. According to the National Highway Traffic Safety Administration, 80% of accidents…
We frequently gets calls from customers wondering if their rental vehicle is covered by their auto insurance policy while on vacation. If you have a personal auto policy, it has specific coverage provisions that address whether an accident in a rental vehicle is covered. Let’s look at a common example: You take a…
Nothing can ruin your vacation quite like a flat tire. Instead of the epic vistas you planned to see, you’re forced to enjoy the shoulder of a dusty road. We know the feeling, and we want to help you get moving again. Road Trouble Service coverage may include the following services to help you…
When determining your need for life insurance, you need to know which policy is right for you. It is important to understand the biggest differences between term and permanent life insurance when deciding which of these products will best provide you and your family with peace of mind. Term life insurance is a great way…
We know you adore your pet, but if you haven’t set aside savings to cover veterinary costs for injuries or treatment, pet insurance may be a smart move. Here are some advantages of pet insurance through Figo that could save you money: You can visit any licensed veterinary practice, emergency hospital or specialist.…
Even though you have insurance that protects your automobiles, your home or your “toys” (boats, motorcycles and seasonal locations), do you have insurance that protects your assets? Is protecting your family’s financial assets a priority for you? What is a Personal Umbrella Policy? A personal umbrella policy provides additional liability limits above your…
If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. However, there are a few things that…