Thanks to Michigan’s historic, bipartisan 2019 auto insurance reform law, Michigan drivers will soon receive $400 per-vehicle refunds from their auto insurance companies! The refunds are due to cost savings in the new auto insurance law, which has resulted in a $5 billion surplus in the Michigan Catastrophic Claims Association (MCCA) catastrophic fund. In late…
Parts of the Michigan Auto Insurance Reform Law are already taking effect. One change impacts your current coverage if you have a vehicle titled in your name, but It is used by someone who is not a related to you but lives in your household It is used by someone related to you but who…
What will happen with motorcyclists who are injured in an auto accident after auto reform laws take effect next year in Michigan? According to this article from the Detroit News, the best bet for riders is to make sure you cover yourself, as coverage in the future could be hit-or-miss. Riders in a collision with…
Your favorite sports team does not start the season with a goal to lose games. Similarly, businesses should never have the mindset that near-misses and incidents (accidents/injuries) are just part of life and are to be expected. Winning a game and preventing incidents both have a lot in common: They both take effort and commitment,…
Are there any charities that have a special meaning to you, your family or your friends? Do you ever feel as though you would like to support an organization that makes an impact? Life insurance can be a great way to give back to these institutions to show your support. This charitable contribution can be…
Emergency action plans aren’t just for schools and families. If you’re a business owner, it’s just as important for your business and employees to be prepared for a crisis. While nobody wants to be affected by an emergency or disaster, the reality is one can strike anyone, anywhere and at any time. The key…
We’ve all heard the saying, “An apple a day keeps the doctor away,” but did you know that preventive maintenance and routine checkups are necessary to keep your contractors’ equipment healthy, too? When developing a maintenance program, the best tool to reference is the owner’s manual for each piece of equipment. The owner’s manual generally…
A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that are crucial to the organization and its operations. If this individual were to pass away, the organization could incur a…
As an independent insurance agency, Curtis Insurance Agency works to help you find the right coverages at the best value for you home, family and business. We: Are licensed professionals with strong customer and community ties. Give you excellent service and competitive prices because your agent can access the insurance coverage from more than one…
The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you pay only for the exposure presented by your business operation. Informing our agency of changes to your business operation…