As we near the end of October, I am receiving more and more questions about Health Care for 2014. “Is my plan really going away?” “How much subsidy will I get?” “If my child is on my tax return, what income do I have to declare?” “What are these gold, silver, bronze things all about?”…Details
Have questions about recent news stories regarding the rollout of the Affordable Care Act? Not sure if you will qualify for a subsidy? Want to know what the penalties are all about? We have answers and can discuss the 10 Essential Health Benefits contained in all 2014 plans. For info contact Greg Clay at 248.628.3604.Details
Thursday marked the first day of packing for Blessings in a Backpack – Oxford. We are thrilled to be part of the team of involved parents who want to help by sending additional food home with kids who are eligible for reduced or free lunch programs. The leadership team has spent many hours planning, fundraising,…Details
October 1 marks the opening of the Federal and State Marketplaces for Health Insurance. What does this date mean for you? If you currently have an employer plan, and your employer is continuing your group coverage into 2014, it likely will not have a large impact on your health plan. However, if you are self-employed, or…Details
Please watch this documentary from Werner Herzog and AT&T about texting and driving. This video details the lives of four people affected by texting/driving accidents – both victims and drivers. It is long, but compelling. Show it to your young drivers. Remember, W82TXT.Details
In today’s Detroit News, Brian O’Connor discusses coverage on your homeowner’s policy for refrigerated and frozen items. It’s important to make a plan, either through a backup generator or through insurance, to protect yourself. If you keep large amounts of beef or other valuable frozen items, are you prepared for an outage?
Summertime is a great time to have BBQ’s with family and friends. State Auto Insurance Company has shared a video with some great tips for gas grills that will keep everyone safe. Have a fun and safe summer!
A new study released today by the Highway Loss Data Institute (an insurance industry funded study group), shows that Michigan has experienced a significant increase in motorcycle loss severity and cost since the repeal of its helmet law in April 2012. The study shows claim severity up 22% since repeal. “Weakening the helmet…Details
Many people underestimate the importance of liability insurance, thinking “It will never happen to me.” Be sure to talk with your agent about appropriate liability coverages for the type of work you do. Originally posted on Insurance Info & Safety Information, the following is an excerpt taken from the article, “Construction Contractors.” For more information,…Details
Originally posted on Insurance Info & Safety Information, the following is an excerpt taken from the article, “Construction Contractors.” For more information, please visit www.iii.org. What is a Floater? An installer’s floater covers all kinds of machinery and equipment during transit, installation and testing at the purchaser’s premises. Even building…Details