Your favorite sports team does not start the season with a goal to lose games. Similarly, businesses should never have the mindset that near-misses and incidents (accidents/injuries) are just part of life and are to be expected. Winning a game and preventing incidents both have a lot in common: They both take effort and commitment,…
Do your business operations include employees who drive? If so, their daily job includes sharing the road with other drivers; many of whom are pairing driving with another activity such as texting, eating and drinking, or adjusting the stereo, entertainment or navigation system. According to the National Highway Traffic Safety Administration, 80% of accidents…
Emergency action plans aren’t just for schools and families. If you’re a business owner, it’s just as important for your business and employees to be prepared for a crisis. While nobody wants to be affected by an emergency or disaster, the reality is one can strike anyone, anywhere and at any time. The key…
We’ve all heard the saying, “An apple a day keeps the doctor away,” but did you know that preventive maintenance and routine checkups are necessary to keep your contractors’ equipment healthy, too? When developing a maintenance program, the best tool to reference is the owner’s manual for each piece of equipment. The owner’s manual generally…
A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that are crucial to the organization and its operations. If this individual were to pass away, the organization could incur a…
As an independent insurance agency, Curtis Insurance Agency works to help you find the right coverages at the best value for you home, family and business. We: Are licensed professionals with strong customer and community ties. Give you excellent service and competitive prices because your agent can access the insurance coverage from more than one…
The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you pay only for the exposure presented by your business operation. Informing our agency of changes to your business operation…
You probably heard about the recent “WannaCry” global-scale ransomware cyberattack. This attack ranged from Britain’s National Health Service to universities, manufacturers and logistics companies. Over 150 countries were affected and over 300,000 computers were hit. Have you ever considered how vulnerable your company or your customers are to attack? There are several steps that you…