What type of insurance policy will you need as a senior citizen after the mortgage is paid off, bills are minimal and your life insurance policy remained with your employer after you retired? Would you need a term life insurance product, or would it be more prudent to get a whole life policy to cover…
Purchasing life insurance for children has many advantages, and is important in protecting their insurability at a young age. Children’s life insurance is a guarantee of insurability for the child’s ability to purchase life insurance in the future. Key factors to consider are children’s health, hobbies and habits. Protecting against the unforeseen childhood diseases that…
Are there any charities that have a special meaning to you, your family or your friends? Do you ever feel as though you would like to support an organization that makes an impact? Life insurance can be a great way to give back to these institutions to show your support. This charitable contribution can be…
When determining your need for life insurance, you need to know which policy is right for you. It is important to understand the biggest differences between term and permanent life insurance when deciding which of these products will best provide you and your family with peace of mind. Term life insurance is a great way…
A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that are crucial to the organization and its operations. If this individual were to pass away, the organization could incur a…
As an independent insurance agency, Curtis Insurance Agency works to help you find the right coverages at the best value for you home, family and business. We: Are licensed professionals with strong customer and community ties. Give you excellent service and competitive prices because your agent can access the insurance coverage from more than one…
A day in the water can be nice and refreshing to stay cool, especially during the hot dog days of summer. But, if you’re like me, you probably get nervous when you see that there is no lifeguard on duty at the lake or pool you’ve just arrived at. To alleviate some of this stress,…
Are you thinking of finally hanging up your hat and taking the plunge into the fun and relaxation of retirement? It takes some planning to get the financial pieces in place before you retire. Here are some insurance considerations I can assist with… Annuity – To make sure your money—and your lifestyle—will last as long as you do, you…
Please watch this documentary from Werner Herzog and AT&T about texting and driving. This video details the lives of four people affected by texting/driving accidents – both victims and drivers. It is long, but compelling. Show it to your young drivers. Remember, W82TXT.
Michigan governor Rick Snyder has proposed a change in Michigan’s auto insurance benefits that would change the current unlimited benefit to one having a cap of $1,000,000 for an individual. Today’s system requires a $175 per vehicle annual fee be paid to the Michigan Catastrophic Claims Association (MCCA) to pay for those most seriously injured…