A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that are crucial to the organization and its operations. If this individual were to pass away, the organization could incur a…
The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you pay only for the exposure presented by your business operation. Informing our agency of changes to your business operation…
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Now that the weather is changing, you may be thinking of purchasing a new car. I know, I know, we live in Michigan, and it doesn’t feel like spring today. But be positive, spring is around the corner and if you are thinking of a new family car purchase here are some tips from Insurance Information Institute (iii) on what features to…