What type of insurance policy will you need as a senior citizen after the mortgage is paid off, bills are minimal and your life insurance policy remained with your employer after you retired? Would you need a term life insurance product, or would it be more prudent to get a whole life policy to cover…
Purchasing life insurance for children has many advantages, and is important in protecting their insurability at a young age. Children’s life insurance is a guarantee of insurability for the child’s ability to purchase life insurance in the future. Key factors to consider are children’s health, hobbies and habits. Protecting against the unforeseen childhood diseases that…
Are there any charities that have a special meaning to you, your family or your friends? Do you ever feel as though you would like to support an organization that makes an impact? Life insurance can be a great way to give back to these institutions to show your support. This charitable contribution can be…
When determining your need for life insurance, you need to know which policy is right for you. It is important to understand the biggest differences between term and permanent life insurance when deciding which of these products will best provide you and your family with peace of mind. Term life insurance is a great way…
A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that are crucial to the organization and its operations. If this individual were to pass away, the organization could incur a…
The beauty of the changing seasons is a wonderful sight, but make sure that when those leaves fall you know how to safely clear your lawn! Raking leaves is a family affair in our household…shhhh don’t tell my kids, otherwise they are making other plans for that afternoon. To help keep everyone from being injury free from doing…
As a parent, it can be stressful to have a child driving on the roads, especially in ice and snow. Here are some tips to ensure that your teen has a safe driving experience. Choose a safe vehicle for your teen. Newer cars have amazing safety features that could save your child’s life! A good rule of…
I think we can all agree that one of the best parts of the holidays is seeing friends and family. However, traveling at this time of year can be a little stressful! I find having a plan and giving myself plenty of time, helps to keep me on track to make sure that my family and I…
What do love and life insurance have in common? More than you might realize. The motivation behind purchasing life insurance is love: We buy it because we love people and want to protect them financially. Think of it as the ultimate act of enduring love. How so? Follow us this February on the blog, Facebook…
I recently had a client tell me that in life you need: A good and trusted: Attorney Accountant Insurance Agent I’m proud to say that we are among the 3 experts that help protect her family’s financial security.